Institutional Banking

Our mission is to help your financial institution stay competitive and profitable with services that help you create new business opportunities, strengthen your balance sheet, increase productivity, or reduce overhead expense.

We bring a combination of specialized financial services expertise and technical capabilities to each relationship, providing your institution with financial products, advisory services and outsourcing options that meet your financial institution’s demanding standards of performance and quality.

Loan Documentation
Deposit Services
Credit Services
Reg F

Loan Documentation

Loan Documentation
We combine the latest, specialized technology and systems with our financial services expertise and exceptional service to create a loan documentation package that supports a full range of your credit products. We use Harland LaserPro software, one of the most widely recognized and well respected loan documentation platforms, to produce loan documents that meet your specific standards and requirements.

  • Construction
  • Real estate secured
  • Commercial
  • SBA
  • Consumer
  • Home equity

 

 

 

 

Deposit Services  

Grandpoint offers choice and convenience to our institutional clients with a variety of checking and savings accounts designed to fit your institution's specific needs. Regardless of your choice, your funds are insured up to the maximum amount allowed by the FDIC.

Grandpoint Institutional Checking Account
The Grandpoint Institutional Checking Account is a convenient, simplified account designed with your institution in mind.

Grandpoint Institutional Money Market Account
With the Grandpoint Institutional Money Market Account, you'll enjoy the liquidity of a checking account while earning competitive market interest rates.

Grandpoint Institutional Savings Account
Grandpoint's Institutional Savings Account lets you earn a competitive interest rate on your idle balances.

Certificates of Deposit
Our Institutional CDs give you security, attractive yields and the flexibility to match your institution's financial needs with a choice of terms and maturities. In addition to our Institutional CDs, we offer:

• Certificate of Deposit Account Registry Service® (CDARS)
With our Certificate of Deposit Account Registry Service® (CDARS), you have the security of FDIC insurance when you invest $250,000 to $50 million in a CDARS deposit. Plus, you’ll enjoy the simplicity of working with one bank and the convenience of one rate and a single statement

Credit Services       

Learn how we can customize a credit solution for your specific needs.

  • Organization loans
  • Director loans
  • Loan purchases
  • Syndications
  • Loan participations

Reg F    

Grandpoint Bank
The following information is provided to assist you in complying with Regulation F requirements.

As of June 30, 2015

Leverage Ratio 9.7%

Common Equity Tier 1 Risk-Based Capital Ratio 11.9%

Tier 1 Risk-Based Capital Ratio 11.9%

Total Risk-Based Capital Ratio 12.6%

 

 

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