Don Griffith founded Grandpoint Capital, Inc., the parent company of Grandpoint Bank in 2008. Previously, he served as Chairman and Chief Executive Officer of First Coastal Bancshares and First Coastal Bank, N.A., from 1996 until the bank's acquisition by CVB Financial in 2007.
From 1993 to 1995, Don served as Founder and Chairman of Peninsula National Bank. In 1989, Don founded D.M. Griffith & Co., an investment firm that assisted Kohlberg Kravis Roberts & Co. in its investment in the Fleet Financial Group in 1991 and the eventual purchase of the Bank of New England from the FDIC. From 1979 to 1988, Don served as Executive Vice President and Chief Financial Officer of First Interstate Bancorp. Previously, he worked at Bank of America and Citibank.
He formerly served on the board of directors of Wedbush, Inc., the parent holding company of Wedbush, Morgan Securities, Inc.
Don earned a master's degree in business administration from Harvard Graduate School of Business Administration, a master's degree in political science from the University of California, Berkeley, and a bachelor's degree in political science from Stanford University.
Prior to becoming a founding member of the Grandpoint executive team, Deborah Marsten served as Vice Chair of the Board and Chief Operating Officer of First Coastal Bancshares and First Coastal Bank from 1996 through the sale of the Bank to CVB Financial in 2007. During her tenure at First Coastal, she managed the acquisition and consolidation of three community banks, centralized operations support and risk control, and redesigned and expanded management reporting systems.
Deborah also co-founded DataTech Management, Inc., a data outsourcing firm, in 1998, and she was President and CEO of the company. DataTech served small to mid-sized financial institutions in California, Nevada, Arizona and Oregon with loan processing and documentation services. DataTech became part of Grandpoint Bank's Institutional Banking division in 2010.
Prior to joining First Coastal, Deborah ran her own consulting firm, Ourieff and Associates. Her consulting engagements for financial services companies addressed internal controls and risk management, liquidity crisis management, operating expense reduction, and data processing system conversions.
Deborah, whose financial services career began in 1970 at Wells Fargo Bank, previously held a variety of finance positions at community banks in the Los Angeles area.
Prior to joining Grandpoint Bank, Jerro Otsuki was a founding officer of Orange Community Bank and served as its Executive Vice President and Chief Financial Officer from 2000 through the merger with Grandpoint in 2011. During his tenure at Orange Community Bank, he was responsible for the finance and administrative functions of the bank, including accounting, budgeting, financial reporting, information technology, human resources, branch operations, facilities, compliance and risk management.
In 1997 Jerro joined Orange National Bank where he served as Vice President and Controller. He began his banking career in 1987 as Senior Vice President and Controller of Hawthorne Savings. Previously, Otsuki served as a Staff Accountant at Grant Thornton beginning in 1982.
Jerro earned a Bachelor of Science degree in Business Administration - Accounting from California State University Long Beach. He previously held a CPA designation.
Prior to joining Grandpoint, David Ross served as Executive Vice President and Chief Credit Officer of Bank of Manhattan in Manhattan Beach, Calif.
From 1999 until 2007, he was Executive Vice President, Chief Credit Officer and Compliance Officer of El Segundo-based First Coastal Bank. He joined the bank in 1998 as a Senior Lender. Previously, he served as Vice President and Commercial Lender at Republic Bank, where he was in charge of business development and portfolio management. He worked at Marathon National Bank in West Los Angeles from 1988 until 1997, managing the Special Assets/REO and Loan departments. Previously, David was a Vice President and Commercial Lender at Imperial Bank and Mitsui Manufacturers Bank. He started his banking career in 1973 at Crocker National Bank, where he held a variety of credit-related positions.
David earned a bachelor's degree in business management from Arizona State University. He holds an M.B.A. in finance from San Francisco State University and a graduate certificate from Pacific Coast Banking School at the University of Washington.
Susan Wahba has over 20 years of banking experience, including a regulatory background. She spent 13 years as a Risk Management Examiner for the Federal Deposit Insurance Corporation (FDIC). She led examination teams on both Safety and Soundness and Trust Department examinations of numerous FDIC-insured financial institutions. During her time at the FDIC, Susan became a Subject Matter Expert in BSA, Fraud, and Trust.
Prior to joining Grandpoint Bank as BSA Officer in 2012, Susan was Senior Vice President and BSA Officer at First Regional Bank, where she was responsible for managing the BSA program of the bank's commercial and trust department. Later she joined Union Bank's Corporate Compliance Department, where she managed the development of enterprise-wide policies in the areas of BSA, OFAC, and Foreign Corrupt Practices Act.
Susan earned a bachelor's degree from the University of California, Riverside. She is a Certified Anti-Money Laundering Specialist and has been a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS) since 2010. She currently sits on the Executive Board of the Southern California Chapter of ACAMS.
Prior to joining Grandpoint, Loraine White was Senior Vice President and Business Partner Manager at City National Bank. In that capacity, she was responsible for all human resources functions for a team of seven executives and more than 1,000 employees. She was a member of the bank's Senior Leadership Group and was a participant in the CNB Speakers Bureau.
Loraine, who has special expertise in leadership development and facilitating strategic planning, was previously in charge of Training and Development in the Lending Division of Home Savings of America. She began her career at the YMCA as Director of Child Care Programs, where she also helped conduct training programs for the national YMCA.
Since 2002, Loraine has served on the Board of Directors of the Downtown Women's Center, an organization that provides permanent housing and a variety of services to the homeless women of Skid Row. White earned a bachelor's degree in Organizational Management from the University of La Verne.
Tony Xinis served as Executive Vice President of First Coastal Bank from 1998 until 2007, where he was responsible for product development and special projects. He also served on the Directors' Loan Committee and the Bank's Asset/Liability Committee.
Prior to joining First Coastal, Tony spent 25 years with First Interstate Bank and its successor, Wells Fargo Bank. He served as Senior Vice President and Manager of Financial Institutions for the bank from 1992 to 1998. From 1987 to 1991, Tony served as President and Chief Executive Officer of the Canada Division of First Interstate Bank, where he managed the bank's commercial banking business in Canada and restructured First Interstate's business lines to focus on trade finance and treasury services. From 1982 to 1987, Tony was Senior Vice President and Manager of First Interstate's Special Industries Division, focusing on transportation, public utilities and telecommunications companies. He started his financial services career in the same department in 1973, where he served as a relationship manager.
Tony earned a bachelor's degree in international relations from the University of California, Los Angeles (UCLA), and obtained a professional designation in management from the UCLA Graduate School of Business.
Rich Endicott brings four decades of banking experience to his role as President of The Biltmore Bank of Arizona. Located in the Biltmore area of Phoenix, Ariz., Biltmore Bank serves the needs of commercial businesses throughout the state.
Before leading Biltmore, Rich served as Market President and directed the company’s sales and marketing efforts throughout Arizona. He also served as the President of the bank’s Scottsdale operations. Before joining Biltmore in 2008, Rich was Senior Vice President and market manager for M&I Bank’s 15 banks in the Scottsdale and Tucson markets. Prior to relocating to Arizona in May 2000, Rich served as an executive in Deutsche Bank’s financial services division where he was responsible for business development across the U.S. and Canada.
Rich attended the University of Kansas and Deutsche Bank’s sponsored Duke University Executive Management Program.
Mike Hannley launched Bank of Tucson in 1996 and served as President and Chief Executive Officer until the bank merged with Grandpoint in June 2013. Bank of Tucson operates two offices in Tucson, Arizona.
Before leading Bank of Tucson, he served as Senior Vice President and Director of the Professional Division of National Bank of Arizona from 1986 until December 1995. He was previously Head of Retail Banking for Home Federal/Great American Savings, and Regional Vice President of Southern Arizona Bank/First Interstate Bank, where he started his banking career in 1972.
Mike is very active in the Tucson community where he is a life member of Tucson Conquistadores and St. Mary’s Hospital Centurions. Additionally, he serves as a member of the Board of Advisors of Carondelet Neurological Institute; the Business Advisory Board of Angel Charity for Children; the Community Advisory Board of the Assistance League of Tucson, Inc. as well as several advisory boards at the University of Arizona.
Mike also serves as a director of the YMCA Youth Foundation and the Western Independent Bankers.
Mike attended Louisiana Tech University, Pima College, and the University of Virginia, Graduate School of Banking.
John Nixon manages Grandpoint's banking operations in Orange County and the South Bay Region. Prior to joining Grandpoint, he was Senior Vice President of Preferred Bank, where he worked from 1994 to 2010. In that capacity, Nixon managed a team of Business Development Officers and underwriting staff whose efforts were focused in corporate finance, real estate development and professional services. Additionally, he was involved with credit administration, strategic planning, human resources and special assets.
Previously, John was with Marathon Bank in Los Angeles. He worked in various capacities at Marathon, including business development, commercial lending, real estate lending and credit administration. Prior to that, John was employed by regional banks located in the Southwest.
John earned a bachelor's degree in Finance from the University of Oklahoma.
Jocelyn Pastore manages Grandpoint's banking operations on the Westside and in the San Fernando Valley. Before joining Grandpoint, Jocelyn was Administrative Executive Vice President for branch operations, marketing and business development at First Commerce Bank. First Commerce merged with Grandpoint in December 2010.
Prior to joining First Commerce in 1999, Jocelyn was Senior Vice President of Bank of Los Angeles, where she was the administrator in charge of business development and all bank branches. She joined Bank of Los Angeles in 1995 as a branch manager. Previously, she worked for World Trade Bank in branch administration and business development until the bank merged with Bank of Los Angeles in 1995.
Steve Sefton is a 30‐year veteran of the Southern California banking industry and the President of Regents Bank. He joined Regents Bank in May 2012 and offices at the bank’s headquarters in La Jolla. Previously, Steve was a Senior Vice President and manager of Citizens Business Bank’s Inland Empire Commercial Banking Group. Steve founded the group de novo and ran it for four years.
From 1995 to 2008, Steve worked for Mellon 1st Business Bank. In 2002, he was appointed Regional Vice President, managing the de novo Inland Empire Commercial Banking Region. From 1991 to 1995, Steve worked at Sanwa Bank as Vice President and team leader. He began his banking career in 1984 at City National Bank’s Beverly Hills headquarters.
Steve serves as a member of the Metropolitan Advisory Board of the Salvation Army. He has served on numerous boards: the Boy Scouts San Gabriel Valley Council; Pico Aliso Business Council; and Cornerstone Bible Church to name a few. Steve graduated from the University of Texas in 1984 with a Bachelor of Business Administration & Finance. Steve and his wife Lori have 4 adult children and 1 grandchild.