Deposit Accounts

Grandpoint offers a variety of checking and savings accounts designed to fit your specific business and personal needs. Regardless of your choice, your funds are insured up to the maximum amount allowed by the FDIC.

Business Checking
Business Savings
Personal Checking
Personal Savings
Business Checking
Business Checking Now
Business Analyzed Checking
Business Money Market
Corporate Interest Checking
IOLTA

Business Checking

Our basic checking account offers:

  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking or mobile banking
  • No monthly fee with minimum balance

Business Checking Now

Earn interest on your checking balance if you qualify as a charitable or non-profit organization or you are a sole proprietor.

  • Earn interest on all balances
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits and credits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking or mobile banking

Business Analyzed Checking

Analyzed Checking enables your business to use an Earnings Credit to offset all or some of the service fees associated with your treasury management and depository products.

  • Competitive earnings credit rate
  • Detailed statement with itemized depository and treasury management service fees, analyzed account balances and earnings credit information
  • Balances from one account can offset charges incurred from other accounts

Business Money Market

Enjoy the liquidity of a checking account while earning competitive market interest rates based on your account balance.

  • Tiered interest rate based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Corporate Interest Checking

Earn interest on your account balance with unlimited transactions each month.

  • No minimum monthly balance required
  • Earn interest on all balances
  • Unlimited transactions each month
  • Cost based on monthly service charge and transaction fees

IOLTA

IOLTA checking is available exclusively to lawyers and law firms managing general (multi-client) trust funds.

 

Business Savings
Certificates of Deposit
CDARS

Business Savings

Earn a competitive interest rate on your idle balances. Funds earn a competitive market interest rate based on account balance

  • Tiered interest based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Certificates of Deposit*

  • Choice of terms and maturities
  • Competitive interest rates
  • Available to individuals and businesses
  • Convenient automatic renewal
  • Interest compounded daily

*Penalty may be imposed for early withdrawal

 

Certificate of Deposit Account Registry Service®

Enjoy the security of FDIC insurance when you invest $250,000 to $50 million in a CDARS deposit* with the simplicity of working with one bank and the convenience of one rate and a single statement.

* Penalty may be imposed for early withdrawal.

 

Personal Checking
Personal Checking Now
Personal Money Market
Senior Checking Now

Personal Checking

Our classic checking account provides you with unlimited check writing and convenient online banking services.      

  • Unlimited transactions
  •  No monthly service charge with minimum daily balance
  •  Fee-free balance inquiries and withdrawals at any ATM
  •  No maintenance fee for online banking

Personal Checking Now

You can earn interest on your checking account balance with unlimited check writing.

• Earn interest on all balances
• Interest compounded daily
• Unlimited transactions
• No monthly service charge with minimum daily balance
• Fee-free balance inquiries and withdrawals at any ATM
• No maintenance fee for online banking

Personal Money Market

Enjoy the liquidity of a checking account while earning competitive market interest rates.

  • Tiered interest rate based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Senior Checking Now

Our Senior Checking NOW account is available to individuals 55 years and older and includes five (5) free cashier's checks per month.

  • Available to individuals 55 years and older
  • Five free cashier’s checks per month
  • Earn interest on all balances
  • Interest compounded daily
Personal Savings
Certificates of Deposit
CDARS

Personal Savings

Our Personal Savings Account provides a safe place to set aside your money that is easily accessible.

  • Tiered interest rates based on balance
  • Interest compounded daily
  • Cost of account is determined by the balances you maintain and the number of debits each month
  • Fee-free balance inquiries and withdrawals at any ATM
  • No maintenance fee for online banking
  • Subject to Regulation D withdrawal limitations

Certificates of Deposit*

  • Choice of terms and maturities
  • Competitive interest rates
  • Available for Individual Retirement Accounts
  • Convenient automatic renewal
  • Interest compounded daily

*Penalty may be imposed for early withdrawal

Certificate of Deposit Account Registry Service®

Enjoy the security of FDIC insurance when you invest $250,000 to $50 million in a CDARS deposit* with the simplicity of working with one bank and the convenience of one rate and a single statement.

* Penalty may be imposed for early withdrawal.

 

©2017 Grandpoint Bank. All rights reserved. FDIC logo icon-equal-housing Equal Housing Lender

External Link Disclaimer

Grandpoint Bank has no control over information at any site hyperlinked to or from this Site. Grandpoint Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Grandpoint Bank of any information in any hyperlinked site. In no event shall Grandpoint Bank be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

Continue

×