Effective June 24, 2013
Personal Information in Electronic Banking
Process to Request Changes to Personal Information
The Bank wishes to maintain complete and accurate information about you and your account(s), including information you have entered through any Grandpoint Bank site. The Bank has established procedures to assist you should you ever believe that our records contain inaccurate or incomplete information about you. Please contact us at (855) 832-0553 (or log into online banking, select contact us, and send a secure email to firstname.lastname@example.org) to request changes to your Personal Information. The Bank will investigate your concerns and promptly correct any inaccuracies.
"Just Visiting" Our Website
If you visit our website to read information and do not use any of our online services, then we collect and store only the name of the domain from which you access the Internet, the date and time you access our website and the Internet address of the website from which you linked directly to our website. We may record the “IP address” assigned to you by your internet service provider as part of this process. We use the information we collect to measure the number of visitors to the different sections of our site, and to help make our website more useful to visitors.
When you visit our website or use our electronic banking services, there may be times when you are asked to provide information about you that is personally identifiable (“Personal Information”). This may include the following:
- Your first, middle and last name
- Your home or other physical address (including street name and name of a city or town)
- Your e-mail address
- A telephone number
- Social security number
- Account number
- Date of birth
- Mother's maiden name
- Password or any other identifier that permits physical or online contact with you
Personal Information might be needed or requested from you for you to register for online banking or other services, or to fill out our forms or applications for services or to accomplish transactions you request. This may result in sharing of Personal Information with third parties (such as data processors or service bureaus) as part of servicing your accounts or transactions.
You may also decide to send us information that personally identifies you, for example, in an e-mail message. We will use that information to respond to the inquiry and provide accurate information in response to questions.
If you visit our website or engage in any online services that we offer, then we may collect and store these categories of Personal Information. We will not share the Personal Information you provide us at our website or by e-mail, except as described below.
The Personal Information we obtain from you is stored with us if it is to be used on an on-going basis.
Categories of Third-Parties with Whom the Grandpoint Family of Companies May Share Information
Presently, we disclose Personal Information to third-party persons about our customers or former customers only as permitted by law in connection with the administration, processing or servicing of accounts.
We will not share your personally identifiable information with third parties except as permitted by law to those third-party persons or entities that perform services for us on your behalf. This may also include disclosure to a credit reporting agency or in response to a subpoena or other legal process; disclosure to protect against fraud, or as part of an audit or examination; and disclosure to protect and defend our rights and property or to act in an emergency or to protect someone’s safety.
As we develop our business, we may also buy and sell assets, and your Personal Information may be one of the transferred assets. In the event that we are acquired by another company, your personally identifiable information may be part of the assets transferred to the acquiring party. Please be aware that other services, provided by other companies via links to their website from our website, are not subject to this policy. We encourage you to review third party service providers’ privacy policies before sharing your Personal Information.
Notification of Changes
Children's Online Privacy Protection Act
Our website is not directed to children under the age of 13. We do not knowingly solicit data from, and do not knowingly market to, persons under the ages of 13.