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Today, Grandpoint is one of the largest community banks in Southern California, with approximately $2.3 billion in assets.

When Grandpoint opened its doors in 2010, it was a challenging time for traditional banking. Our bank started with a seasoned team of industry veterans, united by an entrepreneurial vision and a love of banking. We aligned around a strategy to build a commercial business bank that takes very good care of our clients, and maintains a strong local presence in the communities we serve — and we’ve worked diligently to accomplish this.

After acquiring and merging ten banks over the last several years, Grandpoint is now one of the largest community banks in Southern California, with total assets of approximately $2.3 billion.

acquisition chart

We have been deliberate and strategic in our acquisition strategy, bringing together strong community banks with a similar focus on business clients. While the communities they serve may be different, each acquisition has brought experienced business bankers with well-established, long-term client relationships to the Grandpoint family. As part of Grandpoint, they can now leverage the advantages of our combined size and sophistication, with higher lending capabilities, and a broader platform of products and services, in order to better serve their clients through the same trusted point of contact.

growth chart

Three phases of evolution

We’re beginning the third chapter in our short life. After completing our initial acquisition phase, we moved into the consolidation phase of our development, in which we realized cost efficiencies by combining core operations and reducing back office and administrative expenses. Today, this is enabling us to transition into the growth phase of our company’s evolution, as we focus on leveraging the differentiators that set Grandpoint apart.

Our people and regions

In the future, we believe that our structure and people will be significant drivers of sustainable, organic growth. Our bank is built around five key regions with a sixth added in March 2014, each led by bankers who draw upon decades of experience in business banking. We’ve kept authority local, and given our regional leaders the autonomy to run their businesses in a way that best serves the specific needs of their client base and market. In this Annual Report, you will have the opportunity to meet each of the bankers who lead our regions, and learn about their individual markets and some of the clients they serve. See Key Regions



More than a community bank

At Grandpoint, our real value lies in offering clients more than they would typically get out of a traditional banking relationship. Our greatest asset is our people – experienced bankers who love what they do and bring a creative, problem-solving approach, deep understanding of clients’ business priorities, and long-term, collaborative mindset to each relationship. We believe that our people set us apart in measurable ways: today, most of our growth is generated from existing relationships with loyal customers and referrals from satisfied clients. Our bankers possess the entrepreneurial insight, capability, track record and service orientation required to help clients do more with Grandpoint, and get more value out of partnering with us. And our size ensures that, as our clients’ businesses grow, we’ll have the lending capacity, products and services to meet their evolving needs.

As we continue to build Grandpoint, we strive to provide value beyond banking to help our clients build better businesses. We see tremendous potential to expand our business with the professionals, entrepreneurs, and privately held businesses and their owners that form the heart of our client base. Whether our clients are established businesses or early stage startups, they’ll get the creative thinking, products, resources and connections of a sophisticated commercial business bank, focused on their priorities.

We are grateful for the continued loyalty of our clients. We are committed to earning your confidence and business in the years ahead.

Don M. Griffith

Chairman & Chief Executive Officer

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Don M. Griffith

Chairman & Chief Executive Officer